Our Services
Investments
At Secure Planning Strategies we concentrate on various categories of investments…not on products. Below are some of the strategies we utilize for our clients.
- Asset Allocation & Diversified Management Style
- Risk Tolerance
- Tax Consideration
- Indexing Is Not Everything
While there are many important moving parts to choosing the appropriate investment strategy. These 4 elements we believe build a consistent portfolio across the board no matter the client. Click below to learn more!
Estate Planning
Secure Planning Strategies assists our clients in both basic and advanced estate planning needs. Our process is simple yet efficient and effective.
Below are some of the processes we utilize:
- Determine objectives
- Identify obstacles
- Review available options
- Develop a plan
- Implement the plan
- Conduct regular reviews
- Distribute assets to heirs when appropriate
Estate planning and wealth preservation is a team effort comprised of estate planning attorneys, accountants, and financial advisors. SPS is pleased to work with your existing professionals in establishing your plans.
Risk Management
Risk comes in many forms:
- an untimely death
- a disability
- long-term care needs
These risks can have a major impact on the financial picture of a family or business. Risk management is the foundation of sound financial planning.
We will thoroughly analyze your life insurance, disability coverage, and your long-term care needs. Insurance should not be considered an investment, but rather, a valuable tool that provides protection.
Life Planning
Secure Planning Strategies believes strongly in the value of family involvement in planning, and has the experience to address the unique issues created by an aging population.
It is estimated that today's Americans will live more than 20 years past the traditional age of retirement. A new challenge arises when families find themselves dealing with not only their own retirement needs but also caring for their own children and their elderly parents. Let us show you how we consider the totality of each individual family situation and develop a life plan accordingly.
Tax Planning
At Secure Planning Strategies putting together a financial plan that achieves maximum tax efficiency is what we do for every client. There are many different considerations we factor into an effective tax planning strategy:
- time of income generated
- size of accounts
- timing of purchases
- planning for expenditures
- selection of investments
- types of retirement plans
Every piece of the financial planning pie is impacted by a strong tax efficient plan. With the immense knowledge base of tax minded professionals we always focus on keeping as much of your hard earned money as possible!
Retirement Planning
In defining your financial security, retirement means freedom to spend time with family, travel the world, volunteer, or even start a new hobby!
Retirement planning today requires preparation for 20 or more years of a post-work lifestyle. Secure Planning Strategies will help you control your assets and balance comfortable risk, while addressing these critical factors:
- Merging life goals into financial reality
- Maintaining your standard of living
- Managing rising healthcare costs
- Ensuring that your income lasts your lifetime
These are just a few of many factors we weigh in creating a customized plan in approaching retirement for every client