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Minoti H. Rajput, CFP®, ChSNC®

Minoti H. Rajput, CFP®, ChSNC®

President & Principal Advisor

"If you want to make a difference and leave your world a better place, let others know how important they are as you put their needs above yours." - Jaren L. Davis

Minoti Rajput, the founder and principal advisor of Secure Planning Strategies has been in practice for over thirty years. A CERTIFIED FINANCIAL PLANNER™ with an MBA in finance, Minoti’s primary area of specialty lies in developing and implementing financial and estate plans for affluent professionals, business owners and retirees. Minoti’s skill and expertise inspire client confidence, guiding them as they learn to live today and into retirement while preserving their estate for the next generation. Minoti’s strength is in her integrity as a financial planner and wealth management consultant. She utilizes her talents to the best advantage of her clients by bringing together the talents of Michigan’s finest estate and trust attorneys to provide comprehensive wealth management solutions.

Minoti and her husband Hemant Rajput are the parents of two daughters, Keya and Shaili.


Comprehensive Wealth Management Planning: Working together to develop a comprehensive financial plan that encompasses short and long-term planning rather than focusing on individual products to meet a singular need.

Families with Special Needs Children: Minoti Rajput is a nationally recognized expert in planning for families with special needs family members. She is dedicated to finding the right ways for these families to plan and provide lifelong care for their loved ones.

Wealth Management for Women: As a pioneering woman in the Financial Planning industry, Minoti understands the importance of empowering women to achieve financial security and feel confident handling their finances. The success of her clients is Minoti’s true motivation.

Exit Strategy Planning: Many successful business owners find the transfer of ownership issue to be overwhelming. The SBA notes the primary cause of failure as lack of planning. Minoti has nearly 30 years of experience in helping business owners develop an exit strategy based on your individual goals and time frame.

Minoti is the author of several articles on special needs planning and is a co-author of an online reference book for planning professionals.

  • Member of the Financial Planners Association
  • Past president of the Oakland County Financial and Estate Planning Council
  • 2005 Michigan Governor’s Honor Roll for outstanding community service to the Special Needs population
  • Frequent speaker on topics including: planning for special needs children and adults, women and finance, generational planning, and retirement planning for baby boomers, business and business exit planning.

Volunteer activities: Former Board member: New Horizons Rehabilitation Services; Community Opportunity Center Advisory Board: FAR Conservatory; Special Dreams Farm (these organizations all serve the special needs community)