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18 is not just a number, it is the year of age a child becomes an adult. For most people, this is a joyous time that rings in a rite of passage as children are packing away toys and getting ready for the freedom of college. However, for some, specifically special need individuals with disabilities, the rite of passage is a little different. In a majority of the cases, the now adult will most likely qualify for government benefits, such as Social Security Income (SSI) and Medicaid as long as there is less than $2,000 in the individual’s name. We know what you may be thinking. “How can I plan for my child’s future and still protect my child’s government benefits? I just want to make sure my child will be ok after I am gone.”
There are solutions that can address your family’s situation. First, is important to protect government benefits because it will help care for the disabled person for years to come. With that being stated, it is in your best interest to seek the help of a certified special needs planning wealth management advisor to assess your situation and provide real-world answers because we can identify and help correct problem areas in your child’s special needs planning strategy. Planning is major key factor in helping the disabled individual protect government benefits and still have a secure future.
We at Secure Planning Strategies are certified special needs experts who can help your family plan for this rite of passage so take the first step and give us a call at: (248) 827-2580 or e-mail us at: firstname.lastname@example.org.